AnneOnCollege.net

Learning something new every day!

About Me...

In June 2007 I decided to look into returning to school for my Bachelor's degree. I had been managing okay with my Associate's degree, but the idea of moving back home [South Florida] without more education under my belt was not so appealing. By the end of July I had started my first class. Two years later I am five classes away from completing that degree and my oldest child is about to start her college journey. View my complete profile

About This Blog...

With this blog I hope to share some of what I have learned through my experiences as an online student and now, mom of a college student. Here you will find great scholarships, student deals, and other information to help with your voyage into higher education. Happy Studying!

Showing posts with label other. Show all posts
Showing posts with label other. Show all posts

Bloggy Update

Sorry for the delay in today's Saturday Scholarship Roundup. I will have it available tomorrow for your viewing pleasure and so you can peruse all of those lovely opportunities to find money for your education.

This month is going to be a little hectic for me as I am a full time student [much like most of you], have a family to tend, chickens on the mini-farm, Thanksgiving will be here before you know it, and am participating in the annual NaNoWriMo in an effort to jumpstart my pitiful writing dreams.

NaNoWriMo stands for National Novel Writing Month and its premise is to give aspiring writers a goal of 50,000 words in 30 days. The prize is simple: you did it! Oh, and a banner that says you won. It's about the journey as much as the accomplishment, much like our continued pursuit of higher education.

If you would like to follow along with my progress, check out the widget below. Every time I update my word count, this widget will update. When I win [because I will win] PARTICIPANT will automatically change to WINNER and I will then be ready for a long winter's nap










Search & Win

Peer Pressure and Its Negative Effects When It Comes to Choosing Your Major

I came across this great article on Unemploymentality which then points to the original article on Boston.com [yes, I am giving both credit]. This speaks to my thoughts on choosing a major based on what others say you should do [for the money] versus what you want to do. Go check it out :



Search & Win

Is Your College Green?

No, I am not talking about building color or school colors. I am talking about earth-friendly. What kind of impact is your school making? Is it for the greater good? Find out if your school makes the grade.



















Search & Win

Top Paying Degrees - How Does This Influence Your Major?

















I love getting these emails telling me the top paying degrees. As if that will really matter to me if it is not something of interest to me. I know they are just trying to be helpful, but be helpful to whom? and at what cost?

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According to FastWeb, these are the Top Paying Degrees:

1. Chemical Engineering ($59,218)
2. Electrical Engineering ($55,333)
3. Mechanical Engineering ($54,057)
4. Computer Science ($53,051)
5. Civil Engineering ($48,998)
6. Economics ($47,782)
7. Management Information Systems ($47,407)
8. Finance ($46,442)
9. Accounting ($46,292)
10. Business Administration/Management ($43,256)

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Now what? Am I supposed to change my major or decide to major in something just because it is considered a top paying degree? Loyal reader Luna commented last week on just this very thing. Well, not this very thing, but in response to my quandary on my choice of major. Luna started out as a Computer Science major. [Notice Computer Science is number 4 on the list above.] After spending some time actually working in that field, Luna decided it was not for her. Luna is now a Business Management major and happier for it. [Business is number 10.] There is a good $10,000 difference in those two yearly incomes. Does this mean Luna made the wrong choice? Absolutely not.

Is it the money or the love of what you do that makes you successful?

I am an Accounting major [number 9]. I will be receiving my degree in January 2010 and can look forward to making a whopping $46,292 (on average) per year. I was making $39,000 + benefits without the degree. This is not making me think I made a good decision in returning to school. And, to top it all off, there are NO JOBS where I reside. None. Zip. Nada. And those few random positions listed by temp-to-hire companies want you to have a Masters degree. For no more money! You have got to be kidding me.

Oh, and that is not even the worst part. Really, there is more. I do not want to be an accountant. I know, why did I choose to study accounting if I do not want to be an accountant? Well, my thinking was it is what I know. I have an Associates degree in accounting and have worked in the bookkeeping, office management, accounting field for the past 15 some odd years. And there was the slight possibility I would be moving back to my old stomping grounds in South Florida and I did not want to start at the bottom, AGAIN. Therefore, the continuation only made sense. I never moved. In fact, so much changed where I was working that I ended up losing my job when new management came in and I was deemed incompatible - read: had a mind of my own and did not mind using it.

What does this mean to you? Did you choose your major based on salary? And do you think it is the money or the love of what you do that makes you successful?


image courtesy of swamysk.



Search & Win

$25 Restaurant.com Gift Certificates for $1 - 99 HOURS ONLY

Upromise.com










Starting and in honor of 9/9/09 and running for 99 hours, ending 9/12/09 you can purchase $25 Restaurant.com gift certificates for only $1!  

That is $25 worth of going out for $1.  Be sure to read the restrictions.  Most restaurants have a minimum purchase requirement (typically $35) and the gratuity is included at around 18%.  I usually tip 20%, so this is even better for me!

But wait!  This offer gets even better.  Shop Restaurant.com through UPromise (it is free and super simple to join) and save 17% towards college.  Would you rather get that in the form of cash back?  UPromise does allow you to request cash payment.  In the top toolbar just click on use your earnings, then click on collect a check.  Payment is not as fast as some other rebate sites (takes up to 12 weeks), but 17% is the highest payout I have seen for Restaurant.com. 





Search & Win

For College Students











Mashable is a wonderful site with the all-you-ever-wanted-to-know-about-social-media-but-were-afraid-to-ask information.  Quick!  Get an extra A for effort if you can name the movie reference!  =)

Thanks to Mashable and David Spinks for this wonderful list of social media sites every college student should check out:
  • Cramster.com - Find resources, answers to questions, study help, and more.  And did I mention this is free?
  • IntershipRatings.com - Want to know what to expect when it comes to internships?  Find out from those with experience.
  • Zimride - Carpooling for college students.  Find a ride across town, across state, or across the country.
  • Box.net - Collaborating software for college and beyond. 
  • Remember the Milk - A task master for those who need some help in keeping it all straight.  Works with various applications.
  • Gradefund - Get paid to make the grade.
  • Evernote - Find information now, retrieve it later from any computer or internet-capable device.
  • Zumeo - Find a job, connect through Facebook.
  • CampusBooks - Search for your textbooks, get the best price, sell them back when you are done.
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And as if that list was not extensive enough, I would like to add a few of my own:
  • ISleptThroughClass - Connect with other students, upload notes, share, get points, earn rewards.
  • SallieMae's Free Scholarship Finder - A great resource from a name synonomous with higher education.
  • ExpoTV - Submit video product reviews, apply to be the first to try new products (for free), get paid for doing so.  This is not specifically for college students, but what student couldn't use a little extra spending money or free products, am I right?
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Know of any great sites not listed here?  Looking for something specific?  I want this site to be as helpful as possible to all that visit.  Your comments, questions, and suggestions are welcome and appreciated.

Great Deal on a Netbook @ TigerDirect

Here is a great deal on an Acer Aspire One netbook over at TigerDirect.com. This is a refurbished netbook with 1.5 GHz, 1 GB DDR2, 160 GB, 8.9" LED, GSM Card, and Windows XP Home. I have been trying to justify getting one, but without an actual job I will just have to wait. But, you can get yours now for as little as $214.78 shipped.

Here is the deal:

  1. Shop through Ebates. If you do not have an account, then get one today; it is free. And, just for signing up you will get a $5.00 bonus making this an even sweeter deal.
  2. Find TigerDirect.com and click on the link to receive 3% back on your purchase.
  3. Find the Acer Aspire One netbook (item # S445-89007) and add to your cart.
  4. If you live in Florida or North Carolina you will be charged sales tax, if not, then you only have to pay shipping. Shipping for me is $1.99 for 3-7 day ground, so this could be inexpensive.
  5. Pay using PayPal and receive $20.00 cash back. (this is good on any qualified purchase of $200 or more made by August 31, 2009)
  6. Receive $7.20 cash back from Ebates ($239.99 x 3%)
That is it. A netbook for as little as $214.78 shipped. Just in time for back to school, too. I have purchased computer supplies and upgrades from TigerDirect for years. Shipping is fast and they are super reliable. You can rest assured you will not be disappointed.

44 Top Online Colleges

Ever wonder how the different online colleges stack up? Ever wonder how many choices there are? Online Education Database has listed and ranked them for you. Check it out, my school is number 11! To me they are number 1, but hey, to each their own.

The top 10 schools, and where they are located, according to the OEDb 2009 rankings are:
  1. NOVA Southeastern University - Florida
  2. Regent University - Virginia
  3. Champlain College - Vermont
  4. Upper Iowa University - Iowa
  5. LeTourneau University - Texas
  6. Liberty University - Virginia
  7. Grand Canyon University - Arizona
  8. Dickinson State University - North Dakota
  9. Western Governor's University - Utah
  10. Salem International University - West Virginia
For more information and to see the rest of the list check out OEDb.org.

Nielsen Homescan - Huh?

A few weeks ago I received a call to become a Nielsen family. No, not for television, for shopping. I signed up to be placed on a waiting list in the event an opening became available. Today I received my package and did my first scan.

This program seems simple enough. First, you charge your scanner. The instructions say to charge one hour prior to using. When the scanner is not in use it is to remain on the charger. Once char
ged and a shopping trip has taken place I am to take the scanner and follow the instructions for entering my purchases. The scanner itself is medium-size handheld device. This makes it easy to carry to your purchases.

Today I went to CVS to pick of some soda on sale and Valentine candy for my children. Following the instructions on the scanner's screen I scroll to CVS and press enter. Then it asks if I used a frequent shopper card. Yes. Then it asks me to scan my first item. I press the scan button and run the laser over the barcode on my item. Did I use double/triple coupons? No. Did I use coupons/store discounts? Yes. I enter the amount of the coupon and indicate whether this was coupled with a store discount. I press exit when finished and answer yes when asked if I am done. Then I enter the total paid. Next I need to place the scanner back in the charger and transmit the information. This means the charger needs to be close to a phone line and an electrical outlet. I am to do this at least once a week.

You may be asking why? Do I get paid for this? This sounds like a lot of work. Well, first, no I do not get "paid" as far as money being exchanged for my time. But I do earn points to be used towards pretty decent items. And I would agree, this sounds like quite a bit of work for the rewards. But, once I get the hang of it I should be able to scan and put my purchases away in little time. This has the added benefit of keeping me organized. I need to keep track of coupons used, how much for which item. Since I am working on better organizing this aspect of my life this should only place emphasis on the need to keep this in order.

I will post an update on this program once I get a better feel for how it works and if it is really worth the effort. If you would like to learn more about how to become part of the Nielsen Homescan program you can get more information at Homescan.



Nielsen logo used courtesy of Nielsen Homescan.

Money Saving Tips Prior to Hitting the Stores

I know this is a bit off topic, but feel it a worthwhile post all the same. During these tough economic times, I know this is nothing new, we have to watch every penny. During my online, and offline, shopping I have come across several sites that are a "must see" before any shopping trip.

First let us start with the rebate shopping sites. There are several out there and you must decide which is giving the best rebate in the manner best suited to your needs. I know of three good sites I have personally used.

  • Ebates.com - Ebates gives an incentive to join and periodic incentives to continue using their site. Additionally, they offer rebates on all purchases made through their site links and give a list of coupons for various vendors.
  • Cashbaq.com - Cashbaq is similar to Ebates. They too give incentives to join and rebates on purchases made through their site. You may want to vary your shopping between the two to get the most for your shopping dollar.
  • Upromise.com - Upromise is a bit different. Yes they also offer rebates on purchases made through their site, but there is more; they offer cash back on purchases made by using your frequent shopper card for places like Kroger and CVS or by using your Upromise Mastercard. Additionally, there are specific product purchases that give cash back. But the main difference between Upromise and the other rebate sites is your Upromise money is specifically geared towards college savings. If you have no need for this, then try one of the other sites.

Second I want to touch on a coupon site I have found to be quite useful. Retailmenot.com is a great site to find coupons for online and offline use. Some may already be listed on the rebates sites above, but this is a good place to find additional savings.

Lastly, remember to find the stores you like to shop the most and sign up for their newsletters. Some stores offer email online incentives and coupons. I have received several coupons for free stuff from Bath and Body Works and have been notified of unadvertised sales from Old Navy by way of email newsletters. You can also check out sites like freebies4mom.com for additional savings and updates.

Happy Saving!

Link Referral Sites... Are They Effective?

So, I am a member of a site that is supposed to draw traffic to your web page. What happens is you add a link to your site with a short description. Then you click on other people's links and review their sites, while generating traffic (your clicking on their link). So far I have about 11 comments (on the link referral site, none on my actual site) and about 160 clicks (again, no actual comments on my actual site). This then makes me wonder if this link referral site is actual worth it for the sake of generating interest in my blog.

Out of approximately 160 clicks to view my site not one comment has been made on my actual site. Are any of these people reading what I write? Are they checking out any of the great reference sites listed? What about clicking on any of the links pointing to scholarship or educational information sites listed in my sidebar? My guess is no. I have not seen any evidence of one click through from my sidebar. I made it easy to comment; all one has to do is check a box to rate each post. Nothing.

What good is it to draw traffic to one's site if no one actually gets anything out of the visit? I am still not showing in any google search. And, although I do want constructive criticism, I did get one review questioning my posts sending readers away from my site. And here I thought the point of giving reference information was to reference information.

I will continue to work this referral program since I have found some good sites by way of it. It may not be giving me what I want right now but that could be a two-way street. Maybe this last comment was on to something. Maybe I need to give more about me. My qualifications. Information I have garnered that do not require a link to another page.

Until next time...

The Importance of Credit

As we start out in life we do not pay much attention to credit and its overarching effect on our lives. But credit affects our lives, present and future, in many ways. Good credit begins with paying bills on time, every time. Having good credit means lower interest rates on credit cards and loans. And lower interest rates translate into smaller payments. This is important when buying a car or house.

Did you know some employers check your credit as part of the hiring process? Imagine not getting your dream job because you made some poor choices with your finances.

There are ways you can build and protect your credit. First, take advantage of your free credit report. Everyone gets one free credit report from each of the three major reporting bureaus each year. Just go to annualcreditreport.com. You may get all three reports at one time or spread them out throughout the year. Second, pay all bills on time every time. Never skip a payment or pay a bill late. Third, use credit wisely. Do not carry more than two credit cards. Credit cards should be used sparingly. Do not charge more than you can pay off within one to two months. Fourth, visit the following sites to learn more about protecting yourself from identity theft and wise ways to use credit:


The Importance of Knowing...

Today I learned an all-important lesson - knowledge before testing.

See, this awesomely great bookkeeping from home opportunity was within my grasp... until I had to take a test. I know how to follow directions and figure out just about any computer program out there - if I truly have an interest in it. Tests, not so much. I understand their importance. I truly do. But when I say I do not use a program often as I have been using industry-specific software this should be an indicator to how well I will do on a test for this not often used program. Needless to say, I am fairly certain unless everyone else does exceptionally bad, I blew this opportunity... for now. Next time I will be prepared.

For any position applied it is important to be able to fully comprehend the knowledge you will be required to prove. I know, the interview process is stressful enough. Let's make it less stressful by preparing ourselves for anything that may be thrown our way. I will be working on my quickbooks knowledge. This seems to be important. And brushing up on my Excel skills. One can never have enough letter writing experience. Most importantly, follow directions. Read everything. Read it twice or three times if necessary. Become familiar with the language and its use. The placement of words can change the entire meaning of a sentence.

It is important to get things right when you need to get them right. It also is important to learn when you get something wrong and not repeat it. Knowledge is power. Next time I will get it right the first time. Next time... because there will be a next time.

News on the job front

So, I heard back regarding that awesome bookkeeping job. They had a few questions and wanted to clarify a few things. No problem. I am thinking, "They responded. This is awesome!" I actually thought that. Of course I wanted to sleep on it to gather my thoughts and respond properly. I just replied and am keeping my fingers crossed, again.

Then, last night while watching t.v. my phone rings. This time it is for a conventional bookkeeping position at a company 5 minutes down the road from me. I had thought this position was filled. Imagine my surprise at hearing from them. I am not all that interested in this particular position as I have already adjusted to the being at home state of mind. Hopefully the contract position will pan out.

I have gotten approval from a few more of the affiliates I was interested in promoting. Not sure how or if it will work. I am not sure of many things. I am sure of not giving up. That and I am in the strangest mood with regards to my choice of music. I do not understand a word of it but the beat is awfully catchy. I am currently listening to Juanes. I guess language does not matter when it comes to music.

Real opportunities require patience and diligence - not necessarily in that order

Today I found a GREAT job opportunity. It is for an experienced bookkeeper and is a telecommute opportunity. I am trying to not get too excited about this but am trying to remain hopeful at the same time. I found this opportunity here. So far a majority of the listings look good. I have checked each site prior to applying for scams and legitimacy. It is important to do this for every work-at-home listing to limit your exposure. Many sites give the same advise - go to a search engine like Google and type in the name of the company or web site and then type scam. Read through many of the different links to see what is being said. If you feel comfortable once you have done your due diligence, then apply. Still be mindful of the information given. Do not give any personal information like social security numbers or bank information unless you are 100% sure of who is getting this information. Even then use extreme caution.

For now I wait with my fingers crossed. I will keep searching and maybe I will be one of the lucky ones with multiple opportunities affording me the flexibility to work from home and be more available to my family. I am truly beginning to believe there is a reason for everything; one door closed, but many others are in front of me just waiting for me to open them.

Affiliate Programs - Are they the way to go?

In day 7 of my search for some way to earn money online I have decided to look into affiliate programs. Now, I have belonged to BookCloseOuts.com for a few years now. Since I only have advertised through email and I only email friend and family (and that is not all that often, by the way) this has not been the most effective venture. I am now branching things out to my spanking new blog - Ta Da! Let's see if that works better - I'll let you know.

Then there is Amazon.com. I have shopped there for years and am almost never let down. I say almost never as no site is perfect. They are a recent addition for me - and again - we'll see how this goes. I would suppose the amount of site traffic would be in direct proportion of my success. This means I need to write about something relevant and poignant. Something worth reading.

I did find some great sites for finding affiliate programs. You can search those sites and apply for the affiliate programs that interest you. The first is LinkShare. They work with sites like Apple iTunes and TigerDirect. It is important to know the sites before you promote them, so I am choosing only sites I have used or have done some research. The other is Commission Junction. They work with sites like Books-A-Million.

There is a link on my sidebar for LinkShare or you can click here. For Commission Junction just click here to apply.

Free Coffee Sample

Time for a FREE coffee break! Just click below to get your free sample of coffee. It's been a long time since I have had Dunkin' Donuts coffee, I hope it is still good!

Dunkin' Donuts. Dunkin' keeps me blogging. Try Dunkin' Donuts Coffee For Free. Get a Sample



Special thanks to the Work At Home Mafia website!
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